Money!!!

This topic was created in the Capricorn forum by truecap on Tuesday, September 17, 2013 and has 80 replies.
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Yep, we all love money. But, what does money mean to you? Why the pursuit?
To me it equates security.
Thus, the lack of security is very scary and unsettling. Here's an example. Recently, my house sold and I was scrambling and planning for a place to live. It felt very scary and insecure not knowing exactly where I would end up. I had Plan A, B, C, D and even a plan E. But, in my heart, plans C, D and E weren't an option or a choice I would have wanted to make. Plan A's kept falling through. I thought I was going to rent and couldn't find any affordable, decent rental property. Had NO idea how expensive rent on a house would cost (small town, not many apartments in my area). Then, lo and behold, out of the blue, I found a house to buy that was cute, in great shape and affordable and it all worked out where I could move in the day I closed on my house (rented for a week or two until we could close on this one). The mortage is half what I could have rented a similar home for. I realized rather quickly, had I not had a good credit rating to purchase a house, my son and I would be living poorly or in a less than par house we rented or both. So, yeah, money (or, in this case, the ability to finance) made a big difference in my security level. And I have enough to put into my savings for a very hefty emergency fund. And that feels very secure.
So what does money mean to you?
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Choices
What I have for dinner
What car I drive
Where I live
What I wear
That's all it means really the more money, the more choices you have.
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Money = freedom
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money is the ability to be free spirited and adventurous
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Posted by StoicGoat
Money = freedom


+100
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I don't care too much about money. To me, money means being able to buy stuff and being able to do stuff.
I'm not always saving every bit of it, and I like to enjoy life with the money I make, so the more money I have, the more stuff I can do or buy. I love going to concerts, eating at restaurants, going to amusement parks and festivals, and vacations.
I do like to maximize the stuff I can do or buy so I try to spend less money on stuff that isn't as enjoyable to me. For example, I will use coupons and shop at thrift stores so I can get more stuff.
Recently I have been trying to spend less money, being stricter with my budget so I can save money because I would like to pay some bills off. But I don't feel like I need a stockpile of cash.
I have a friend who has thousands of dollars in her account because it makes her feel good to have a cushion, yet she is thousands of dollars in debt. She is stressed because she doesn't feel like she can save money on our salary and pay off her bills. I asked her why she doesn't use the stockpile money to just pay off the debt. She said it just makes her nervous. I don't get that. Why have a pile of money just laying around?
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A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue
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Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue


Lol!!!
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Posted by djbuck1
It's a tool.


A tool for what?
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means to an end
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Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue


I'd rather have my debt paid off than have a stockpile of cash.
She has enough money in the stockpile to pay off 80% of her debt but she refuses to do so.
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She could be building an even bigger stockpile if she didn't have to pay her creditors. lol.
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Posted by capgirl69
I have a friend who has thousands of dollars in her account because it makes her feel good to have a cushion, yet she is thousands of dollars in debt. She is stressed because she doesn't feel like she can save money on our salary and pay off her bills. I asked her why she doesn't use the stockpile money to just pay off the debt. She said it just makes her nervous. I don't get that. Why have a pile of money just laying around?


I somewhat understand that. It feels scary not having that cushion. I hope she's not building the debt bigger as she's going. Defeats the purpose to stress out and still contribute to the problem.
If it were me, I think a small emergency fund of about $ 1000 for a car repair or something so you can get that fixed without going into debt to do it. Then take the rest, pay off the debt. Don't save any more until the debt is paid off. Then after the debt is paid, don't build the debt back up, stockpile enough in savings so you have about six months living expenses. It doesn't make sense to have the cash on hand and to keep paying that high dollar interest on debt. But, that's just me.
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Posted by MrWendall
Hookers and blow.


Is this Charlie Sheen?? hahaha!!!
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Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue

LOL! I'm surprised too.
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Posted by capgirl69
Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue


I'd rather have my debt paid off than have a stockpile of cash.
She has enough money in the stockpile to pay off 80% of her debt but she refuses to do so.
click to expand

I want my debt paid off too but I want change back when I pay that off! Lol. When is your bday Capgirl69? I have a fear of poverty so money means security for me big time.
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Posted by Iamawinelover
Posted by capgirl69
Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue


I'd rather have my debt paid off than have a stockpile of cash.
She has enough money in the stockpile to pay off 80% of her debt but she refuses to do so.

I want my debt paid off too but I want change back when I pay that off! Lol. When is your bday Capgirl69? I have a fear of poverty so money means security for me big time.
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January 5th.
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Posted by Mr. Defense
Caps don't care about money, they care about status. If they could have status without money, they could care less.
I think a Taurus just straight up care about money more than a Cap does.

What? How do you figure that?
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Posted by capgirl69
Posted by Iamawinelover
Posted by capgirl69
Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue


I'd rather have my debt paid off than have a stockpile of cash.
She has enough money in the stockpile to pay off 80% of her debt but she refuses to do so.

I want my debt paid off too but I want change back when I pay that off! Lol. When is your bday Capgirl69? I have a fear of poverty so money means security for me big time.


January 5th.
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Same day as mine! I hear you about the debt but you've got to want something left over, yes?
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Posted by MrWendall
Benjamins r cap tho. Tongue

LOL!
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Posted by truecap
Yep, we all love money. But, what does money mean to you? Why the pursuit?
To me it equates security.
Thus, the lack of security is very scary and unsettling. Here's an example. Recently, my house sold and I was scrambling and planning for a place to live. It felt very scary and insecure not knowing exactly where I would end up. I had Plan A, B, C, D and even a plan E. But, in my heart, plans C, D and E weren't an option or a choice I would have wanted to make. Plan A's kept falling through. I thought I was going to rent and couldn't find any affordable, decent rental property. Had NO idea how expensive rent on a house would cost (small town, not many apartments in my area). Then, lo and behold, out of the blue, I found a house to buy that was cute, in great shape and affordable and it all worked out where I could move in the day I closed on my house (rented for a week or two until we could close on this one). The mortage is half what I could have rented a similar home for. I realized rather quickly, had I not had a good credit rating to purchase a house, my son and I would be living poorly or in a less than par house we rented or both. So, yeah, money (or, in this case, the ability to finance) made a big difference in my security level. And I have enough to put into my savings for a very hefty emergency fund. And that feels very secure.
So what does money mean to you?


Congratulations TrueCap!! I always have a plan A.B, C also. I guess that is why I have been in the financial industry for a very long time now. It's because of money - literally. Lol.
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Posted by djbuck1
Oh wait. This is the Capricorn forum.
Apologies. *bows and exits*


You don't have to leave. Feel welcome to contribute!
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Here's the thing, though. If you have debt, cash, and cash flow (income), you can float the debt with the cash flow and maintain the cash. Cash is liquidity and liquidity gives you options. Having no debt and no cash is a far worse place to be financially than having debt and cash, even if they are equal. The most prudent course of action would be to save until the amount of cash available exceeded the debt by some comfortable margin and only then pay off the debt.
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Posted by Mr. Defense
Posted by Iamawinelover
Posted by Mr. Defense
Caps don't care about money, they care about status. If they could have status without money, they could care less.
I think a Taurus just straight up care about money more than a Cap does.

What? How do you figure that?



Caps are cardinal signs. Cardinal signs normally have big egos, and must let people know they are in charge. This is constant I've seen in Cap leadership. Very much busy bodies and love to micromanage things. Love to display their "ownership" of things, and love people who brown nose. I've seen about 3 or 4 small businesses run into the ground by Capricorn's leadership style . Again, the fact that the micromange so much creates a revolving door.
I've seen Taurus and other signs either not be as involved and were more hands off. People found working with them more enjoyable.
Why am I saying this? Because it shows you that Capricorns in most cases care more about the position and title instead of just using it to make money.
Give a Cap a big house, do you think they'll still try to make money? Probably not. If they can have the title and the prestige, they won't care as much about the money aspect.
I disagree with the perception that Caps are money hungry. They're status hungry. Status normally comes with money, which is why people linked the two together.
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Could that be the Caps that you personally know? If I had a big house (not that I need one, I'd rather have a modest house and a nice car) I would still work. I'm not a stay at home type of woman...not that there is anything wrong with that. Lol. That's not me. I'm a workaholic and my money reflects that.
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Posted by Iamawinelover
Posted by capgirl69
Posted by Iamawinelover
Posted by capgirl69
Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue


I'd rather have my debt paid off than have a stockpile of cash.
She has enough money in the stockpile to pay off 80% of her debt but she refuses to do so.

I want my debt paid off too but I want change back when I pay that off! Lol. When is your bday Capgirl69? I have a fear of poverty so money means security for me big time.


January 5th.

Same day as mine! I hear you about the debt but you've got to want something left over, yes?
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Eventually I am sure I will also have a stockpile. But then I will not have any debt.
I barely have any debt as it is. I ran up some debt two years ago when I moved out that I am paying off but other than that, I have no car payment, I rent my home. I have a student loan that is half paid off but that is it.
People are always telling me to buy a car because mine looks like shit. It's 10 years old, has a couple of dents, and 178,000 miles on it. But it runs. Why do I give a shit what it looks like?
The Scorp keeps saying he wants a bigger house. We could afford a bigger house, but then we will be spending more time in the house because it is going to cost us more money. So I would rather spend the money enjoying ourselves and less on the house. Likewise I will buy clothes at the thrift store or on sale or with coupons to save money so I can enjoy more of my life.
I do have a little bit left over but I wouldn't just stockpile it for the sake of having it. My thinking is it takes me a lot of hours to make the money I have so I want to enjoy myself when i do not have to work.
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Posted by StoicGoat
Here's the thing, though. If you have debt, cash, and cash flow (income), you can float the debt with the cash flow and maintain the cash. Cash is liquidity and liquidity gives you options. Having no debt and no cash is a far worse place to be financially than having debt and cash, even if they are equal. The most prudent course of action would be to save until the amount of cash available exceeded the debt by some comfortable margin and only then pay off the debt.


Well, it makes sense when you put it like that. I was thinking similar by suggesting leaving $ 1000 in cash for emergencies, but was probably thinking on a smaller scale than you were.
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Posted by Mr. Defense
Posted by Iamawinelover
Posted by Mr. Defense
Caps don't care about money, they care about status. If they could have status without money, they could care less.
I think a Taurus just straight up care about money more than a Cap does.

What? How do you figure that?



Caps are cardinal signs. Cardinal signs normally have big egos, and must let people know they are in charge. This is constant I've seen in Cap leadership. Very much busy bodies and love to micromanage things. Love to display their "ownership" of things, and love people who brown nose. I've seen about 3 or 4 small businesses run into the ground by Capricorn's leadership style . Again, the fact that the micromange so much creates a revolving door.
I've seen Taurus and other signs either not be as involved and were more hands off. People found working with them more enjoyable.
Why am I saying this? Because it shows you that Capricorns in most cases care more about the position and title instead of just using it to make money.
Give a Cap a big house, do you think they'll still try to make money? Probably not. If they can have the title and the prestige, they won't care as much about the money aspect.
I disagree with the perception that Caps are money hungry. They're status hungry. Status normally comes with money, which is why people linked the two together.
click to expand


My Taurus boss is laid back, but is a micromanager.
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No worries, TrueCap. smile
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Posted by Mr. Defense
Posted by Iamawinelover
Posted by Mr. Defense
Caps don't care about money, they care about status. If they could have status without money, they could care less.
I think a Taurus just straight up care about money more than a Cap does.

What? How do you figure that?


Caps are cardinal signs. Cardinal signs normally have big egos, and must let people know they are in charge. This is constant I've seen in Cap leadership. Very much busy bodies and love to micromanage things. Love to display their "ownership" of things, and love people who brown nose. I've seen about 3 or 4 small businesses run into the ground by Capricorn's leadership style . Again, the fact that the micromange so much creates a revolving door.
I've seen Taurus and other signs either not be as involved and were more hands off. People found working with them more enjoyable.
Why am I saying this? Because it shows you that Capricorns in most cases care more about the position and title instead of just using it to make money.
Give a Cap a big house, do you think they'll still try to make money? Probably not. If they can have the title and the prestige, they won't care as much about the money aspect.
I disagree with the perception that Caps are money hungry. They're status hungry. Status normally comes with money, which is why people linked the two together.
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more like....needs the power. with power comes money of course.
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Posted by capgirl69
Posted by Iamawinelover
Posted by capgirl69
Posted by Iamawinelover
Posted by capgirl69
Posted by StoicGoat
A Capricorn who does not want a stockpile of cash?! Blasphemy! Tongue


I'd rather have my debt paid off than have a stockpile of cash.
She has enough money in the stockpile to pay off 80% of her debt but she refuses to do so.

I want my debt paid off too but I want change back when I pay that off! Lol. When is your bday Capgirl69? I have a fear of poverty so money means security for me big time.


January 5th.

Same day as mine! I hear you about the debt but you've got to want something left over, yes?


Eventually I am sure I will also have a stockpile. But then I will not have any debt.
I barely have any debt as it is. I ran up some debt two years ago when I moved out that I am paying off but other than that, I have no car payment, I rent my home. I have a student loan that is half paid off but that is it.
People are always telling me to buy a car because mine looks like shit. It's 10 years old, has a couple of dents, and 178,000 miles on it. But it runs. Why do I give a shit what it looks like?
The Scorp keeps saying he wants a bigger house. We could afford a bigger house, but then we will be spending more time in the house because it is going to cost us more money. So I would rather spend the money enjoying ourselves and less on the house. Likewise I will buy clothes at the thrift store or on sale or with coupons to save money so I can enjoy more of my life.
I do have a little bit left over but I wouldn't just stockpile it for the sake of having it. My thinking is it takes me a lot of hours to make the money I have so I want to enjoy myself when i do not have to work.
click to expand

Absolutely, enjoy yourself! But always have something for emergencies. That's how I think. Just because I can buy a big house doesn't mean I want one. But if you and your Scorpio do, that's awesome. Buy a car because you want to; not because other folks are telling you
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and with money = SECURITY
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And don't forget, there's always the work hard so you can play harder philosophy! Winking
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Posted by truecap
And don't forget, there's always the work hard so you can play harder philosophy! Winking

That's my motto!
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If I had a business I could definitely see myself micromanaging and running people away. My investment and name tied to it, and most importantly my vision....But that wouldn't help my case in being a status seeker(reputation would be shot and no one would want to work with me) nor a money hungry person.
I honestly don't think we are money hungry...at all. I would definitely say more status seeking, but above all...more interested in seeking security.
I had to help my mom out a lot last year. Was saving in hopes to eventually buy a house one day, but savings was wiped out. I had another stash that I refused to touch, and when we lost everything, I was able to get an apartment, with no job, and support us all because of that extra stash. It's things like that that keep us with plan A, B, C etc because the worst thing ever imo is having to depend on someone else...well someone other than my mom lol.
My Cap friend is into investing, buying properties, etc. I'm not a fan of the way he does everything, but I get his vision. He isn't interested in becoming a millionaire. He says about 300k is all he need and he'll live a comfortable life. Above all he wants his money to make money.
I have no desires to be filthy rich either. Everything gets boring after a while, including the ability to do and have everything. I know that even if I won the lottery tomorrow...even if 25mil, I would still work....and I HATE working, but keeping a job and living a very similar life style to the one I have now wouldn't make anyone suspect anything cause I surely would not let a soul know I won the lottery.
Btw, My Cap grandma was able to support her 6kids eventually owning two homes, because of her money smarts. It's just about being secure.
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Well I guess it does apply to status since I'd be a business owner. I guess good business owner just wouldn't matter lol
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micro-managing is power tripping. i dont think it has anything to do with a taste for status or money. it just means they have no idea what to do with their authority and perhaps lack inter-personal skills.
give me a big house and i'm just gonna want another big house some place exotic.
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Posted by MrWendall
Posted by truecap
And don't forget, there's always the work hard so you can play harder philosophy! Winking


Im not a play hard person. Work hard. Do absolutely nothing on sunday. Tongue
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bcuz i play too hard Fri night through Sunday morning. Big Grin
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Posted by xxoommmxxoo
Posted by lisabethur8
and with money = SECURITY


money = SECURITY = a bmw = a gorgeous house and the freedom to give back to others. I admit i have a "thing" for fine auto's but i would love to make a huge amount of money and open a gigantic animal sanctuary --->>>> would be my dream.
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I'm in a lottery pool and we agreed that the winnings (mega millions) would go to buy land, a lot of land, for animals, homeless (mostly vets), and elderly with no place else to go/ no family. We figure everyone can take care of each other.
I know... I'm a dreamer sometimes.
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Posted by xxoommmxxoo
Posted by CreepyPants
micro-managing is power tripping. i dont think it has anything to do with a taste for status or money. it just means they have no idea what to do with their authority and perhaps lack inter-personal skills.
give me a big house and i'm just gonna want another big house some place exotic.


try as you may, you can't mirco-manage a cap. lol
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my eye twitches at the thought
i'm actually ok with instruction and delegation on turf i'm not familiar with, but if i perceive myself an expert ...i'll mumble a prayer to Zeus to strike you with lightning where you stand.
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So is this why I may have a stockpile of cash lol.
Though having debt is something I'm interested in Stoic. To my own experience and knowledge it establishes a healthy credit rating. To the point my Cap sis seems to take advantage of because she's been thousands of dollars in debt for over a decade now but maintains a good rating.
Provided I'm not a Cap by core I do support the thinking. I still have my usual things to pay for that maintain it but I don't think for the life of me I've ever been in debt which is supposedly a miracle when you get to my age.
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Posted by xxoommmxxoo
Posted by Herself
Posted by xxoommmxxoo
Posted by lisabethur8
and with money = SECURITY


money = SECURITY = a bmw = a gorgeous house and the freedom to give back to others. I admit i have a "thing" for fine auto's but i would love to make a huge amount of money and open a gigantic animal sanctuary --->>>> would be my dream.


I'm in a lottery pool and we agreed that the winnings (mega millions) would go to buy land, a lot of land, for animals, homeless (mostly vets), and elderly with no place else to go/ no family. We figure everyone can take care of each other.
I know... I'm a dreamer sometimes.


I love this! smile i have a soft spot for animals, i want to rescue them all!!! lab animals, farm animals. i just can't stand to see the suffering i would love to have millions and have a thousand acres and keep them safe there smile
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Yay! don't get me started on caring for animals. Love them so much! they give me joy and happiness too. My hubby says i have so much love for the vulnerable but i can't help it! they need help.
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Posted by aquasnoz
So is this why I may have a stockpile of cash lol.
Though having debt is something I'm interested in Stoic. To my own experience and knowledge it establishes a healthy credit rating. To the point my Cap sis seems to take advantage of because she's been thousands of dollars in debt for over a decade now but maintains a good rating.
Provided I'm not a Cap by core I do support the thinking. I still have my usual things to pay for that maintain it but I don't think for the life of me I've ever been in debt which is supposedly a miracle when you get to my age.


well when you own a home or expensive car, or property or anything of huge value....there's gonna be DEBT! ^_~
Isn't 8th house inheritance? I forget.
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Well that's what I mean, my first property is something worked my ass off for, same with my car. Albeit I don't live in luxury like a mansion or own a porsche but it's always been out of my own pocket without a loan.
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Posted by truecap
And don't forget, there's always the work hard so you can play harder philosophy! Winking


My husband's motto is "Work smart and play hard" LOL
but i get ya. Get things/work done first, then relax. Then start over again!
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Posted by aquasnoz
Well that's what I mean, my first property is something worked my ass off for, same with my car. Albeit I don't live in luxury like a mansion or own a porsche but it's always been out of my own pocket without a loan.


i use my bike or feet to go to the grocery store. It's cheaper.
no pollution and gas prices to worry about. i see the benefits of this when compared to living in the city.
In the winter, it's harder. the snow / bike = no dice. I have to use a big rolling cart for shopping and wear tons of clothes to ward off the winter wind. It's so cold! lots of warm gloves, and sweaters and scarves.
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Hey Aquasnoz, haven't crossed paths with you in a while.
The only time you want to borrow money is when you don't need it. i.e. you have more cash than the sum you wish to borrow. You borrow the money because you are able to generate a superior return on your cash and/or because you require or desire the freedom that is afforded by maintaining your cash horde. Personal preferences notwithstanding, history demonstrates that s/he who has the cash makes the rules and the ability to make the rules = freedom. Debt = slavery.
Credit is similar a disability insurance policy. You want to have it, and you want it to be good, but you don't want to ever need it.
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Posted by StillWater
Posted by StoicGoat
Here's the thing, though. If you have debt, cash, and cash flow (income), you can float the debt with the cash flow and maintain the cash. Cash is liquidity and liquidity gives you options. Having no debt and no cash is a far worse place to be financially than having debt and cash, even if they are equal. The most prudent course of action would be to save until the amount of cash available exceeded the debt by some comfortable margin and only then pay off the debt.


I don't agree... the interest alone is not worth that philosophy. If you can meet your budget and keep a bit of cash flow for just in case then debt is definitely a priority. I think a good balance is important.
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Save the money to pay off the debt. If you pay off part of the debt and then need the cash there is no guarantee you will be able to obtain additional debt.
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i realise this is vedic but check this out:
http://www.astrologykrs.com/wealth-in-astrology.html
WEALTH IN ASTROLOGY

Wealth in Astrology is seen from two places, 2nd house and 11th house, however, 11th house is the most important house when looking for wealth. Most people including astrologers think that wealth is seen from the 2nd house. This is not correct. 2nd house in astrology represents are assets (family assets) or fixed assets like jewelry, house, land, business and family business. 11th house of astrology is all about gains, incoming gains. Wealth is all about liquid flow of money and 11th house is the only house that shows the incoming river of money, hopes & wishes. 11th house fulfills our hopes & wishes, and 99.9% of people's hopes & wishes are to be financially secure.
Whenever you want to judge a person's wealth in astrology, you have to look at their 11th house; what planet is sitting in that house, what planet rules 11th house and what planets are aspecting the 11th house. In Vedic Astrology there is something called Dasha, which I explain in my book. Dasha is a period of one single planet that is ruling your life at the current moment. From birth to death you are being ruled by a certain planet.
i.e.
For the first 7 years of your life you might be ruled by Mars, and for the next 18 years of your life you might be ruled by Rahu, then Jupiter for next 16 years. Now, if you are running the dasha of a planet that is controlling your 11th house or sitting in the 7th house, in good position then gains of wealth is prominent.
In Nadi Astrology they use co-ordinates to see what a single planet is doing in your life, whether this planet giving you good times or bad times. In Nadi Astrology there is a section that shows houses influence of a single planet. Per say Saturn might houses like 2, 4, 7, 11 etc.. Once you see that 11th house in the co-ordinates that means your true wealth will come in the dasha period of Saturn. This is why it's very important to know the true and real astrology instead of your daily weekly and yearly horoscope. 11th house is the most important house in astrology in terms of wealth & money.
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towards the end of the vid, he says.....lose your EGO!
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